Budget Template
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FAMILY BUDGET TEMPLATE Annual Income - Person 1 Annual Income - Person 2 Tithing % Fast Contributions
50,000.00 50,000.00 10% 20.00
BUDGET
Jan-12
Rent Utilities Cable Phone
Feb-12
Mar-12
800 100 100 150
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
TOTAL BUDGET
INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
30,000 30,000 (10,000) (240) 60 49,820
FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
9,600 1,200 1,200 1,800 13,800
VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,435
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
600 600 80 2,400 600 1,200 1,200 4,800 900 900 600 12,000 900 600 240 27,620
INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
3,002 607
3,002 757
3,002 757
3,002 567
3,002 757
3,002 757
3,002 607
36,020 8,400
50 0 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50 0 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,285
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
3,002 757
3,002 607
3,002 757
3,002 717
3,002 757
-
1 of 3
ACTUAL
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
TOTAL ACTUAL
INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
30,000 30,000 (10,000) (240) 60 49,820
FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES
1,500 100 100 130 1,830
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
9,530 1,200 1,200 1,560 13,490
VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES
40 672 152 22 520 66 405 2 371 2,250
82
195 39 230 288 376 60 463 557 31 326 16 2,581
14 367 161 411 494 745 105 49 210 17 2,573
31 184 104 479 162 1,055 268 133 238 208 180 13 3,054
35 330 66 230 202 803 6 151 27 60 2 1,912
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50
3 10 155 7 106 6 12 286 5 672
297 57 112 17 396 45 382 58 29 116 105 26 1,641
200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,285
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
944 1,067 40 2,377 918 3,067 1,536 5,958 1,376 782 698 5,116 1,372 816 178 26,247
INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
4,022 1,772
4,022 3,350
4,022 2,381
4,022 1,441
4,022 1,449
4,022 968
4,022 2,109
4,022 1,627
4,022 1,777
4,022 1,737
4,022 1,777
4,022 1,627
48,260 22,013
-
50 0
-
2 of 3
BUDGET vs ACTUAL under / (over) INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
-
-
-
-
-
-
-
-
-
-
-
-
(700) 20 (680)
70 -
70 -
20 90
70 -
20 90
70 -
20 90
70 -
20 90
70 -
20 90
19
20 90
10 (522) 48 28 (420) 34 (5) 75 73 50 1,000 (296) 50 20 145
(32) 197 41 (55) 93 294 69 63 50 1,000 (211) 50 15 1,573
(247) (57) 88 33 (296) 55 18 17 46 50 884 (30) 50 (6) 604
(145) 111 40 (30) (238) (276) 40 (63) (482) 44 50 1,000 75 (276) 5 (146)
36 (167) (111) (311) (394) (345) (30) 26 (160) 1,000 75 50 3 (328)
16 (54) (379) (62) (655) (193) (58) (188) 1,000 (133) (130) 7 (809)
15 (130) (16) (130) (102) (403) 69 (76) 50 1,000 48 (10) 18 333
(20) (165)
(20) (1,593)
(20) (624)
(20) 126
(20) 308
(20) 789
(20) (353)
-
70 -
70 -
20 90
70 -
20 90
70 -
20 90
-
70 -
20 90
TOTAL VARIANCE
20 90
70 240 310
-
-
-
-
-
(344) (467) 40 23 (318) (1,867) (336) (1,158) (476) 118 (98) 6,884 (472) (216) 62 1,373
(20) (20)
(20) (20)
(20) (20)
(20) (20)
(20) (20)
(240) (1,613)
3 of 3
50,000.00 50,000.00 10% 20.00
BUDGET
Jan-12
Rent Utilities Cable Phone
Feb-12
Mar-12
800 100 100 150
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
TOTAL BUDGET
INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
30,000 30,000 (10,000) (240) 60 49,820
FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
800 100 100 150 1,150
9,600 1,200 1,200 1,800 13,800
VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,435
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
600 600 80 2,400 600 1,200 1,200 4,800 900 900 600 12,000 900 600 240 27,620
INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
3,002 607
3,002 757
3,002 757
3,002 567
3,002 757
3,002 757
3,002 607
36,020 8,400
50 0 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50 0 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,285
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
3,002 757
3,002 607
3,002 757
3,002 717
3,002 757
-
1 of 3
ACTUAL
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
TOTAL ACTUAL
INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
2,500 2,500 (833) (20) 5 4,152
30,000 30,000 (10,000) (240) 60 49,820
FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES
1,500 100 100 130 1,830
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
730 100 100 130 1,060
9,530 1,200 1,200 1,560 13,490
VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES
40 672 152 22 520 66 405 2 371 2,250
82
195 39 230 288 376 60 463 557 31 326 16 2,581
14 367 161 411 494 745 105 49 210 17 2,573
31 184 104 479 162 1,055 268 133 238 208 180 13 3,054
35 330 66 230 202 803 6 151 27 60 2 1,912
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
50
3 10 155 7 106 6 12 286 5 672
297 57 112 17 396 45 382 58 29 116 105 26 1,641
200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
40 200 50 100 100 400 75 75 50 1,000 75 50 20 2,285
50 200 50 100 100 400 75 75 50 1,000 75 50 20 2,245
50 150 200 50 100 100 400 75 75 50 1,000 75 50 20 2,395
944 1,067 40 2,377 918 3,067 1,536 5,958 1,376 782 698 5,116 1,372 816 178 26,247
INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
4,022 1,772
4,022 3,350
4,022 2,381
4,022 1,441
4,022 1,449
4,022 968
4,022 2,109
4,022 1,627
4,022 1,777
4,022 1,737
4,022 1,777
4,022 1,627
48,260 22,013
-
50 0
-
2 of 3
BUDGET vs ACTUAL under / (over) INCOME Person 1 After Tax Person 2 After Tax Tithing Fast Contributions Interest INCOME AFTER TITHING FIXED EXPENSES Rent Utilities Cable Phone TOTAL FIXED EXPENSES VARIABLE EXPENSES Baby Car Charity Dining Out Entertainment Gas & Fuel Gifts Groceries Health and Dental Hobbies Household Items School Shopping Miscellaneous Parking TOTAL VARIABLE EXPENSES INCOME AFTER FIXED EXPENSES INCOME AFTER VARIABLE EXPENSES
Jan-12
Feb-12
Mar-12
Apr-12
May-12
Jun-12
Jul-12
Aug-12
Sep-12
Oct-12
Nov-12
Dec-12
-
-
-
-
-
-
-
-
-
-
-
-
(700) 20 (680)
70 -
70 -
20 90
70 -
20 90
70 -
20 90
70 -
20 90
70 -
20 90
19
20 90
10 (522) 48 28 (420) 34 (5) 75 73 50 1,000 (296) 50 20 145
(32) 197 41 (55) 93 294 69 63 50 1,000 (211) 50 15 1,573
(247) (57) 88 33 (296) 55 18 17 46 50 884 (30) 50 (6) 604
(145) 111 40 (30) (238) (276) 40 (63) (482) 44 50 1,000 75 (276) 5 (146)
36 (167) (111) (311) (394) (345) (30) 26 (160) 1,000 75 50 3 (328)
16 (54) (379) (62) (655) (193) (58) (188) 1,000 (133) (130) 7 (809)
15 (130) (16) (130) (102) (403) 69 (76) 50 1,000 48 (10) 18 333
(20) (165)
(20) (1,593)
(20) (624)
(20) 126
(20) 308
(20) 789
(20) (353)
-
70 -
70 -
20 90
70 -
20 90
70 -
20 90
-
70 -
20 90
TOTAL VARIANCE
20 90
70 240 310
-
-
-
-
-
(344) (467) 40 23 (318) (1,867) (336) (1,158) (476) 118 (98) 6,884 (472) (216) 62 1,373
(20) (20)
(20) (20)
(20) (20)
(20) (20)
(20) (20)
(240) (1,613)
3 of 3
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