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LAM NGAI CHI FLAT B 30/F HARMONY PLACE 333 SHAU KEI WAN ROAD HONG KONG

信用卡號碼 CARD NUMBER 結單日期 STATEMENT DATE 信用額 CREDIT LIMIT* 總結欠 STATEMENT BALANCE 9***000000-0000000 Y

交易日期 TRANS DATE

記賬日期 POST DATE

5418-1916-8036-2011 N.A.

到期繳款日 PAYMENT DUE DATE

02 OCT 2020 15,000.00 0.37 CR 0.00

最低付款額 MINIMUM PAYMENT

交易說明 DESCRIPTION

港幣金額 AMOUNT HKD

PREVIOUS BALANCE

347.63 300.00 CR

07 SEP

07 SEP

ANNUAL FEE WAIVED

16 SEP

16 SEP

PPS PAYMENT - THANK YOU

48.00 CR

GRAND TOTAL

0.37 CR

x-x-x-x-x-x-x-x-x-x Last Item x-x-x-x-x-x-x-x-x-x

賬戶現存結餘。 本月結單之現金回贈金額為 $0。 ***財務費用 Finance Charge*** 標準年息 Standard Annual Rate

實際年利率 APR

零售交易 Retail Transaction

32.50%

36.33%

現金透支 Cash Advance

32.00%

39.53%

如標準年息為32.5%，零售交易的實際年利率乃按經本行修改的計算方法而計算。根據香港金融管理局相關指引而計算的實際年利 率為37.81%。有關香港金融管理局的指引及本行採用的計算方法詳情，請參閱www.dbs.com/hk內的信用卡實際年利率對照表。 請注意: HK$50郵寄信用卡月結單年費已經生效。 如客戶於今年任何一個月份以郵寄方式收取紙張月結單，將於下年度的一月份被徵收HK$50郵寄月結單年費。請即轉用電子結單服 務，以獲豁免郵寄月結單年費。請保護環境，減少紙張消耗。詳情請瀏覽go.dbs.com/hk-papersttm。

重要提示：本行謹提醒客戶慎防偽冒語音訊息來電及偽冒金融機構職員/中介人的詐騙活動。不論任何情況，切勿轉帳或披露任何個 人資料予陌生人。遇有懷疑，請致電本行專責熱線2290 8345查詢。相關詳情請參閱本行網站在"最新消息"部分發出的客戶通知。 # 「繳費靈」 PPS Payment - 星期一至五下午七時前（公眾假期除外）之付款指示將於當日辦妥。本行之商戶編號為"45"。登記賬單請致電18013；繳付賬單請致電

18033。 Payment made before 7 p.m. from Mon to Fri (except Public Holidays) will be executed on the same day. Our PPS merchant code is 45. For bill registration, please call 18011; for bill payment, please call 18031.繳費易 JET Payment - 星期一至五下午七時半前（公眾假期除外）經「銀通」自動櫃員機之付款 指示將於當日 辦妥。 Payment made at JETCO ATMs before 7.30 p.m. from Mon to Fri (except Public Holidays) will be executed on the same day.查詢其他付款方法，請瀏覽本行網 頁www.dbs.com/hk。 For other payment methods, please visit www.dbs.com/hk. # 最低付款額 Minimum Payment 閣下可於「到期繳款日」或之前作部份還款，最低付款額須按收費表或其他通知的收費方式收取。若月結單之結欠超逾信貸額，所超逾之金額已包括在此月結單之最低付款 額內。 You may make partial payment on or before the Payment Due Date. The minimum payment payable is in accordance with the Fee Schedule or other notices. If the statement balance exceeds your credit limit, the minimum payment shown on this statement will include the amount in excess of your credit limit.支票請以劃線支票 並抬頭寫「星展銀行（香港）有限公司」寄回中環郵政信箱 9011號。 Please mail a crossed cheque payable to "DBS BANK (HONG KONG) LIMITED" to GPO Box 9011. # 費用及收費 Fees and Charges 有關閣下信用卡戶口之利率、收費及費用均應按收費表或其他通知支付。如欲索取收費表及實際年利率對照表，請瀏覽本行網頁www.dbs.com/hk或致電24小時客戶服務熱 線。Interest rates, fees and charges in respect of your credit card account are charged in accordance to our Fee Schedule or other notices.Please visit www.dbs.com/hk or call our 24-hour Customer Services Hotline for a copy of our "Fee Schedule" and "APR table". # 本月結單之賬項除另行列明外，均以港幣為單位。請立即查核本月結單，倘您發現任何錯漏或不符，須於60日內通知本行。否則此月結單將被視為不可推翻的證據並對客戶 具有約束力。 Unless otherwise stated, all amounts are indicated in Hong Kong currency. Please examine this statement immediately and report any error or discrepancy within 60 days. Otherwise, this statement will be treated as conclusive and binding. 2832 6603 24小時信用卡報失熱線 24-Hour Hotline for lost or stolen card reporting 2290 8888 24小時客戶服務熱線 24-Hour Customer Services Hotline 080 0186 澳門客戶免費IDD熱線 Macau Toll-Free IDD Hotline 2572 6922 客戶服務部圖文傳真 Customer Services Fax no. * 閣下所持有之個人信用卡戶口均共用此信用額。The Credit Limit is shared amongst all your personal credit card accounts.

0000000/0044847

DBS Omni已增設信用卡電子結單功能，讓你可隨時查看信用卡結單，並在最新一期電子結單備妥時收到提示通知。讓你Live Greener！詳情請瀏覽cards.dbs.com.hk/omni/ch/download

Account Number : 5418-1916-8036-2011

Page 2 of 2 交易日期 TRANS DATE

記賬日期 POST DATE

交易說明 DESCRIPTION

港幣金額 AMOUNT HKD

為加強信用卡交易的安全性，本行會就所有無須出示信用卡的交易（「CNP交易」）向你發送提示短訊。倘若你不欲接收所有CNP 交易的提示短訊，你可設定接收此等提示短訊的交易額上限。如需設定該上限，請填妥及交回月結單第2頁的表格或致電本行客戶 服務熱線22908888。

請填妥此回條並寄回香港郵政總局信箱639號 Please complete and mail this reply slip to G.P.O. Box 639

請選擇以下其中一項Please select either one of the below: 本人同意銀行批准某些會導致超逾信用額的信用卡交易，本人明白每當戶口結欠於某結單週期超逾了信用額，銀行會收取超逾信用額費用（載於收費表）。 I agree that the Bank may approve any transaction that would result in my credit limit to be exceeded. I understand that an overlimit charge (as set out in the Fee Schedule) is payable for each statement cycle where my credit limit has been exceeded. 本人不欲銀行批准任何會導致超逾信用額的信用卡交易。本人明白儘管有此要求，在相關信用卡使用條款及細則第2.2條條文所述的情況下，仍可能會導致超逾信用額。 I do not wish the Bank to approve any transaction that would result in my credit limit to be exceeded. I understand that despite this request, my credit limit may still be exceeded as a result of the circumstances described in Clause 2.2 of the relevant credit card terms and conditions.

本人欲將接收 CNP 交易提示短訊的交易額上限*設定為____________（請填寫金額，為保障你的利益，此金額不應超過 HK$5,000）。 I wish to specify the transaction amount threshold* for receiving CNP Transactions SMS alert which is____________ (please fill in the amount, for your protection, this amount should not exceed HK$5,000). *此交易額上限適用於你名下的所有個人信用卡，包括附屬卡及網上購物賬戶。 This threshold is applicable to all personal credit cards under you, including supplementary card and internet account.

Date 日期: FOR OFFICE USE ONLY S.V. APP. VER. 持卡人簽名（請用留存銀行紀錄之簽名式樣） Cardholder's Signature (please use signature on file with us)

0000000/0044848

賬號 A/C No