Presentation For Raksa Pratikara - He

PT ASURANSI RAKSA PRATIKARA

HEAVY EQUIPMENT RISKS & CASUALTIES Thursday, 8 November 2012 Presented by :  Hadi Widyanto, Senior Adjuster  Rudy Haryanto, Manager  Boby Prasetyo, Adjuster  Andi Iljas ICAP AICLA (Aff), Deputy Director PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

Table of contents  Introduction  Heavy Equipment Operation  Casualties, Operation Risks & Preventive Measure  Exclusion “C”

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

INTRODUCTION PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

INTRODUCTION HEAVY EQUIPMENT, refers to heavy duty vehicles, specially designed for executing construction tasks and earth moving

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

INTRODUCTION (Cont’d) Design and Application    

Construction equipment Earth movers Engineering vehicles Transportation

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

HEAVY EQUIPMENT OPERATION PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

HEAVY EQUIPMENT OPERATION Functional

     

Land preparation Digger Material haulage Loading material Compactor Drilling

Works Variations

       

Land clearing Logging Stacking Terracing Canal preparation Road construction Area maintenance Transportations

Operations Factor

OPERATOR: Training Skill and Working Management AVAILABILITY and UTILIZATIONS: Scheduling / Shift and Maintenance OPERATING COSTS: Purchase expense, salvage value, tax saving from depreciation, F.O.G (Fuel, Oil, Grease), parts replacement, major repairs, overhauls, property taxes, insurance and storage PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

HEAVY EQUIPMENT OPERATION (Cont’d) Operation sites  Mining  Forestry & Agriculture (Plantation)  Infrastructure & construction

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

HEAVY EQUIPMENT OPERATION (Cont’d)

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

COAL MINING

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

TIN MINING

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

PLANTATION

Site Investigation & Preparation Stage

Development & Construction Stage

Operation & Maintenance Stage

__________________

__________________

__________________

*Initial Survey (incl. zoning) * Land Survey * Location Permit * Consultation w/ local people * Compensation * Block design * Amdal * IUP

* Site Clearing * Earthwork & Terracing * Cover Crop planting * Nursery * Drainage Alteration * Erosion Control * Transplanting (holing & planting) * Labor Force * Utilities * Construction of Building

* Maintenance of Road Terraces * Control of Weeds, Pest & Disease * Manuring & Fertilization * Harvesting & Transport of Crop * Drainage & Irrigation * Supplying * Palm Oil Mill Operations

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

HEAVY EQUIPMENT GENERAL ISSUES • • • •

Heavy Equipment is large investment. Heavy Equipment is considered to be high risks asset. Accident can happen anywhere and anytime. Once an accident happens it’s involve large amount of money (at least could reach Rp 100,000,000) and also consequential financial of the damage. • Insurance premium is considered economic being compared to its benefits.

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

CASUALITIES, OPERATIONS RISKS & PREVENTIVE MEASURE PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

CASUALITIES  Perils and Accident Drowsiness (fitness), burst tire, fallen of other object, slip, overturning, fire, short circuit, wear & tear, corrosion, rust, deterioration, riots, war, strike, radioactive/nuclear, natural disasters, theft, robbery, collision, slip, fire, misoperation, etc.  Consequential of the damage Recovery cost, cost of repair (labour & parts), freight cost, consultant cost, taxes, third party liability, etc.

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Casualties:  Submerged  Fire  Overturned  Collision  Fallen by other object  Theft / Robbery  Flood  Land slide

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Submerged

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Submerged

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Submerged

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Fire

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Fire

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Overturned

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Overturned

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Collision

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Collision

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Fallen other object

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Fallen other object

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Theft/ Robbery

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Theft/ Robbery

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Flood (sand mining)

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

OPERATIONS RISKS Land slide

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

Preventive Measures PROTECTION (by manufacturer & modification)  From Fire:  Fire Extinguisher, Fire Suppression.  From Falling object:  ROPS-Roll Over Protection system, additional steel guard, etc.  Sensor to indicate overloading  Others…

PREVENTIVE MEASURES        

During normal operation: Scheduled maintenance When the incident occurred: Safe operations and procedures After the incident: Evacuation Mobilization Repair works

RISK IMPROVEMENT  Site security  Fencing Warning Signage Lighting, Gates, Trailer / Office, Keys, Lock, traffic warden, etc.  Equipment security  Equipment marking, anchoring / immobilizing, etc.

PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

EXCLUSION “C” PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

Exclusion “C” “loss of or damage to replaceable parts and attachments such as bits, drills, knives or other cutting edges, saw blades, dies, moulds, patterns, pulverizing and crushing surfaces, screens and sieves, ropes, belts, chains, elevator and conveyor bands, batteries, tyres, connecting wires and cables, flexible pipes and hoses, jointing and packing material regularly replaced. Unless the loss or damage to such property arises out an accident for which the Insurer is liable. Then in such case the indemnification shall be limited to the actual value of such items immediately prior to the occurrence of the loss or damage.” PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) bits, drills,

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) knives or other cutting edges, saw blades,

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) dies, moulds, patterns,

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Pulverizing, and Crushing Surfaces

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Screen and Sheaves,

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Ropes, Belts, Chains, Elevator and Conveyor Bands

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Batteries and Tires

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Connecting Wires and Cables

WIRING HARNESS ??

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Flexible pipes and hoses

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

 Exclusion “c” (Cont’d) Jointing and Packing Material Regularly Replaced

PT Radita Hutama Internusa A Division of Charles Taylor adjusting

Discussion Question and Answer

?

? ? PT. Radita Hutama Internusa A Division of Charles Taylor adjusting

Thank You

End of Presentation PT. Radita Hutama Internusa A Division of Charles Taylor adjusting